It seems like you’ve been trying for years to save enough money for a down payment for a home. You’ve cut corners, taken lunches to work and yet, home prices continue to rise and your dream of owning a home seems out of reach.

Guess what? Maybe you are closer to owning a home than you think, because for many loan programs, you don’t need to have 20% for a down payment to purchase a home.
No matter how much you may have saved, there’s probably a mortgage program that can help you, right now, get into a home.

FHA Loan (3.5% Down Payment)

The HomeReady™ Mortgage (3% Down Payment)

Conventional 97 (3% Down Payment)

VA Home Loan (No Down Payment Required)

USDA Loan (No Down Payment Required)

Conventional Home Loans with PMI

Piggy-Back Mortgage (10% Down Payment)

The “Piggy-Back” Mortgage is a not really a mortgage at all. In fact, it is really two separate mortgages. It’s called a piggy-back mortgage because, one mortgage is “piggy-backed” on top of another in order to borrow 90% of a home’s purchase price.

Whichever loan program works for you, it’s important to remember that you have options and you may not need to wait to get into your dream home.

Apply online for an instant preapproval at: https://kevinbrierton.com/apply/

Kevin Brierton - 480.553.8770
Kevin@kevinbrierton.com
NMLS 599873
Caliber Home Loans nmls 15622
16430 N Scottsdale Rd ste 170
Scottsdale AZ 85254

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The Brierton Team serving all over Arizona and the greater phoenix area including Scottsdale, Phoenix, Mesa, Glendale, Gilbert, Tempe, Peoria, Surprise, Avondale, Buckeye Casa Grande, Maricopa, Apache Junction, Queen Creek, El Mirage, Florence, Fountain Hills, Eloy, Paradise Valley, Coolidge, Wickenburg, Tolleson, Litchfield Park, Cave Creek, Carefree.

We are here to Educate, Inform and Empower homebuyers and homeowners so they can make the BEST mortgage decision... Period. Kevin Brierton (NMLS 599873) Caliber Home Loans nmls 15622

PLEASE NOTE: THIS ARTICLE AND OVERVIEW IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE LEGAL, TAX, OR FINANCIAL ADVICE. PLEASE CONSULT WITH A QUALIFIED TAX ADVISOR FOR SPECIFIC ADVICE PERTAINING TO YOUR SITUATION. FOR MORE INFORMATION, PLEASE REFERENCE IRS PUBLICATION 527 AND ALSO IRS PUBLICATION 544.