What to expect once you find a home & go under contract
1. Be sure to send us the purchase contract as soon as you know the seller accepts your offer.
2. Once we receive the contract we will review and set up your loan disclosures for review and then we will call you to verify the price, loan amount, payment, rate and down payment.
3. Next will we send you an email that will prompt you to log in to our secure webcenter to access and sign the loan disclosures. Please e-sign the documents within 24 hours to avoid delays. Just below the e-sign document there is an option to browse and upload document. This is great because you can upload documents securely directly into your file for processing review.
4. We have a proactive approach - we will send all parties weekly updates each Monday if Monday is a holiday it will go out the following day. PLUS reach out 5 times proactively on key miles stones.
Yes, we will need additional documents during the process - such as new bank stmts, paystubs, employment info or credit explanations. We will work with you to get these documents in quickly if needed.
