Join Kevin Brierton as he navigates the essential guidelines for refinancing your home. Learn about crucial timelines, prepayment penalties, and tips to lower your payments effectively. Equip yourself with knowledge to make informed refinancing decisions! #HomeRefinancing #MortgageTips #FinancialAdvice #LowerPayments #KevinBrierton #RefinanceSavvy #SmartHomeLoans #HomeOwnership #MortgagePlanning #CashOutRefinance