There is a lot that goes into getting a home loan and there are certainly steps you can take to make sure you have the best underwriting experience.

Here are the top three tips for having the best underwriting experience.

Let’s begin with Tip Number One.

Tip #1: Respond To Questions and Requests As Quickly As Possible

Tip #2: Be Upfront And Honest About Your Finances

Tip #3: Don’t Apply For Any New Credit Lines During Underwriting

It can be tempting to go out and get new furniture for the home you are buying, but you will want to think twice about making any large purchases before you close on your loan.

Any major financial changes and spending can cause problems during the underwriting process. New lines of credit or loans could interrupt this process.

Also, avoid making any purchases that could decrease your assets. Once the underwriting decision has been made, you can go forward with buying appliances and furniture.

Always remember that we are here to help you through the process, so if you have any questions, please do not hesitate to give us a call.

Thanks for watching.

Kevin Brierton

Sr Loan Consultant NMLS 599873

NMLS: 599873

Caliber Home Loans

kevin@kevinbrierton.com

(480) 553-8770

16430 N Scottsdale Rd Ste 170,

Scottsdale, Arizona 85260

Corporate NMLS: 15622

All loans are subject to credit approval. All rates and programs subject to change without notice. Other restrictions may apply. This advertisement is not a loan disclosure or commitment to provide a loan approval or a specific interest rate. This information is not intended to be an indication of loan qualification, loan approval or a commitment to lend. Other limitations may apply. Caliber Home Loans CHL NMLS #15622 EQUAL HOUSING LENDER